What Happens If Something Happens to Me?
Having financial goals is important — building wealth, buying property, or preparing for retirement. But at the centre of those goals is you. Without protecting yourself, even the best financial plan can fall apart.
So, let me ask you this:
If something were to happen to you today, would your plan still work?
Or would everything you’ve worked hard for be thrown out the window?
The Missing Safeguard in Financial Plans
So often I meet people who have clear financial goals but are missing the safeguards around them.
I hear things like:
"Insurance is too expensive."
But do you know what’s more expensive?
Having to sell your home or investments to cover costs in the event of illness, injury, or worse.
You Are Your Best Asset
You’ve probably heard the saying: “You are your best asset.”
And it’s true - At the centre of your financial plan, you are the one earning the income, making the decisions, and investing the capital.
But what happens if something happens to your best asset — you?
The Four Pillars of Wealth Protection
We believe everyone should have a wealth protection strategy in place.
This usually includes four key types of cover:
Life Insurance
Total & Permanent Disability (TPD)
Trauma Cover
Income Protection
Together, we can identify the right level of cover you need and tailor a structure that not only protects your plan but also helps minimise premium costs and maximise tax savings.
Ask Yourself These Questions
If you’re wondering whether you need to review your insurance, ask yourself:
If something happened to me tomorrow, would my family be okay financially?
Would I need to sell my house or other assets to cover costs?
If I got sick and couldn’t work, where would my income come from?
If any of these questions make you pause, it’s time to talk about protecting your financial plan.
In Summary
A financial plan without protection is like building a house without insurance — one storm can undo years of effort. By putting the right safeguards in place, you’re not just protecting yourself, you’re protecting your family, your goals, and your peace of mind.